Nothing prepared the inhabitants and business owners of the area affected by the BP oil spill for the devastation in caused on their health, finances, and environment. More than three years down the road, the effects continue to be felt by the population. According to a Williams Kherkher website, BP PLC has denied nearly three-fourths of the individual and business claims made with the Gulf Coast Claims Facility (GCCF), which processes the funds slated for the Economic and Property Damage Class Action Settlement Agreement.
In light of the aggressive vetoing of BP, bolstered by the order of the Fifth Circuit Court of Appeals to investigate allegations of fraudulent or overpaid claims, the affected population can only wait for the final ruling to be handed down. In the meantime, the thousands of claims that have been denied will have to go through the BP Claims Appeal process to get the compensation they deserve. According to the website of Habush Habush & Rottier S.C. ®, filing a BP claim and appeal is much more restrictive than filing for a car insurance claim, for instance.
For one thing, insurance companies are strictly regulated, and have to comply to avoid being liable for an insurance bad faith claim. The BP claim process is governed by the rules laid down by BP itself, which proved to be far from inviolable when BP decides they are inconvenient. The claims appeal process is also heavily weighted in favor of BP, laid down in extremely strict timelines that would need the professional handling of an experienced BP claims appeal lawyer to follow. There are only 44 days allowed from the eligibility notice to final proposal, and preparing the paperwork for the claims appeal can be overwhelming for the uninitiated.
It would be a mistake to try to handle a BP claims appeal without the benefit of competent legal representation, as many who have tried can attest to. To have a fighting chance to get the deserved compensation, appellants with a legitimate claim have to face reality and fight fire with fire.